Your hard-to-insure home can still be insured.
Backed by 25 years of insuring California properties. One short form, quotes in under a minute to 24 hours.
We reach the insurers you can't, within 24 hours.
The insurers that still say yes to homes like yours don't sell online and don't advertise. They work through agents, and Casa does that work for you.
How it works
Days of this, to find out who might say yes.
Your policy is final.
Coverage starts the next business day. A licensed agent finalized it with the insurer.
Questions people ask us
How fast will I get quotes?
In under a minute to 24 hours, depending on the home, right on your screen. The search runs the moment you finish the form, and we email you a link so you can come back to your numbers any time. When you choose one, a licensed agent reviews your application and finalizes the policy with the insurer.
Is this real insurance?
Yes. Your coverage comes from real, rated insurance companies, arranged by a licensed California agent. Casa is the technology that runs the search and delivers your quotes; it is not an insurance company. You can ask who the insurer is and how it's rated any time, before anything is final.
What happens if I have a claim?
You file it with the insurer, the same as any policy, using the number on your policy documents, and a licensed agent at Casa can walk you through it. One thing to know: the specialty insurers are not covered by California's insurance guaranty fund, which is part of why they can write homes the big names won't. Each one we work with is rated for financial strength, and you can ask how yours is rated before anything is final.
Why can these insurers cover my home when the big names won't?
Some insurers are built for the homes the big names turn down: older homes, homes near brush, homes with a claim on record. These specialty insurers are part of the regulated insurance industry (the technical name is surplus lines), and they only work through licensed agents. California has rules for using them, and we handle all of that for you.
What does it cost?
Nothing. Getting quotes is free, with no obligation. The only amounts you ever see are the insurer's premium, any policy fees, and, for specialty insurers, the state tax and fee that come with them.
Will you call me?
Only about your request. A licensed agent may call or email you, for example to help you finish it or choose a quote. We never sell your information.
Can I talk to a real person?
Yes. A licensed agent answers your questions by email. Write to quotes@casa.insure, or reply to any email from us, and it goes straight to a person.
What if you can't find me a quote?
If the search comes back empty, a licensed agent takes over and looks at your home personally. You hear back within 24 hours, and you're not left on your own.
Do you sell my information?
No. We use what you share to search for quotes, to reach you about this request, and to meet legal and insurance requirements. We may also email you about a quote request you started but did not submit, to help you finish it, and send you emails about Casa and our services, each with an unsubscribe link. Every use is listed in our Privacy Policy.