What insurers actually announced
The California insurer pullbacks were real, and the reporting around them was often looser than the announcements themselves. Dates, scope, and who was affected all matter to a homeowner reading a letter.
These guides cover what each company announced and when, in its own words. They also cover what it means for you if your policy is with them right now. A pullback that stops new policies is not the same event as a notice landing in your mailbox.
- What actually happened with State Farm in California.State Farm General stopped new California homeowners applications in May 2023 and announced about 30,000 non-renewals in 2024. The dated timeline.
- Allstate paused new California home policies. Here is where that leaves you.Allstate stopped writing new California homeowners policies in 2022, and 2026 reporting says the pause is still in effect. The dated timeline.
- Farmers pulled back in California. Then it reversed course.Farmers capped new California homeowners business in 2023, then reversed course: the cap ended in November 2025. What it means for your policy.
- Chubb pulled back from California homes. Your options did not go with it.Chubb has reduced its California high-value homeowners business since 2022. What happened, dated, and where coverage comes from next.
- Tokio Marine exited California homeowners. Your options did not.Tokio Marine America and Trans Pacific withdrew from California homeowners insurance in 2024, offering 12,556 policies a move to Mercury.
- Why home insurers pulled back from California, and where that leaves you.State Farm, Allstate, Farmers, Chubb, Tokio Marine: what each company announced, dated, and what it means for your options in 2026.
The search is free and takes about 3 minutes.
Get my quotes