What insurers actually announced
The California insurer pullbacks were real, and the reporting around them was often looser than the announcements themselves. Dates, scope, and who was affected all matter to a homeowner reading a letter.
What actually happened with State Farm in California.
State Farm stopped new California homeowners applications in May 2023, announced 30,000 non-renewals, and filed in 2026 to reopen. The dated timeline.Allstate paused new California home policies. Here is where that leaves you.
Allstate stopped writing new California homeowners policies in 2022 and filed in August 2026 to return. The dated timeline, and what it means for you.Farmers pulled back in California. Then it reversed course.
Farmers capped new California homeowners business in 2023, then reversed course: the cap ended in November 2025. What it means for your policy.Chubb pulled back from California homes. Your options did not go with it.
Chubb has reduced its California high-value homeowners business since 2022. What happened, dated, and where coverage comes from next.Besides Chubb, which insurers write high-value California homes?
PURE plans to expand and seek high-value California homes, the state said in July 2026. Other insurers besides Chubb, and the FAIR Plan's $3 million cap.Tokio Marine exited California homeowners. Your options did not.
Tokio Marine America and Trans Pacific withdrew from California homeowners insurance in 2024, offering 12,556 policies a move to Mercury.Why home insurers pulled back from California, and where that leaves you.
State Farm, Allstate, Farmers, Chubb, Tokio Marine: what each company announced, dated, and what it means for your options.Who is writing new home insurance in California in 2026?
Farmers, Mercury, CSAA and USAA are among 12 groups California counts as expanding. State Farm and Allstate were not yet open as of October 28, 2026.Is State Farm taking new customers in California?
State Farm was not yet open to new California homeowners customers as of October 28, 2026. Which homes its filing would take, and what to do now.Is Liberty Mutual (Safeco) writing home insurance in California?
The Department said in July 2026 that Liberty Mutual never stopped writing in California. Its bid to grow had no approval by October 29, 2026.Why did home insurance go up in California in 2026?
California home insurance rose in 2026 from approved rate increases, higher rebuild amounts and a temporary fee for the FAIR Plan's 2025 assessment.
These guides cover what each company announced and when, in its own words. They also cover what it means for you if your policy is with them right now. A pullback that stops new policies is not the same event as a notice landing in your mailbox.
Browse by topic
See what your home can get
Free. About 3 minutes. No account.
Get my quotes